Annuity products can offer an income stream for you and your loved ones for years to come. Current tax laws allow for the deferral of income taxes on an annuity’s earnings until they are withdrawn. A deferred annuity also allows you to ease worries by helping ensuring your principal is safe with a guaranteed minimum rate of return. Additionally, although deferred annuities can help with long- term retirement goals, all deferred annuities offered through AAA Specialists include a withdrawal provision. This means you can gain access to funds, if needed. At Annuity.org we purchase future structured settlement or annuity payments and provide individuals with the money they need today. An annuity is a contract between you and an insurance company that is designed to meet retirement and other long-range goals, under which you make a lump-sum payment or series of payments. In return, the insurer. AAA offers annuity options such as Deferred Annuities, an EliteGuarantee Annuity, a Platinum Bonus Annuity, Immediate Annuities & a Guaranteed Income Annuity. Vanguard offers a range of retirement annuities and highly trained annuity specialists to help you. You may also transfer/rollover funds from a matured CD or lump sum distribution, or establish or transfer an existing IRA or Roth IRA. Our specialists offer several deferred annuity options, each with unique features. The Elite. Guarantee Annuity provides you with a 3- year guaranteed interest rate. Once the initial rate guarantee period expires, you have the option to renew for the same period of time. Flexibility of premium payments is another key feature. Compare annuity rates from the best carriers. Learn to invest in Fixed, Variable, and Indexed annuities. Get quotes from Metlife, ING, Prudential, Pacific Life, John Hancock, Axa, and more. An annuity is an insurance product that pays you periodic income payments in exchange for your premium payment. It can be used as part of your overall retirement strategy. Depending on the type of annuity. At some point during the first years of retirement, they will usually use the money that they have saved to buy an annuity from an insurance company. This is a transaction that occurs once, and only once. Annuities from MetLife protect your retirement income even if the market goes down. Learn if an annuity is right for you. You can decide when you add to your annuity without having a fixed schedule to do so. A portion of your assets from retirement savings plans — like a 4. IRA, bank account, etc. You can be paid throughout your retirement or for a time period you choose. How does the AAA Life Guaranteed Income Annuity work? Pay or transfer a single premium amount from other financial institutions and receive regular income payments — for you and your spouse, if you choose. Customize how often you are paid, how long the payments will last and much more. You decide the amount and time period during which to receive income. Options to fit your needs. The Return of Premium option ensures that any unpaid initial premium is returned to the beneficiary. The Single Lifetime Guarantee option pays an income that you can never outlive. The Joint Lifetime Guarantee option will continue to make payments to your spouse. Call 8. 66. 7. 06. AAA Life Insurance Specialist online today. Annuities are not short- term products. During the surrender charge period, withdrawals exceeding 1. See contract for specific details of the surrender charge schedule. Withdrawals prior to 5. AAA Life and its specialists do not provide legal, tax or financial advice. Please consult your professional advisor prior to the purchase of any contract. IRAs and Qualified Plans already provide tax deferral of earnings. There is no additional benefit from the annuity’s tax deferral feature. An annuity can be used to fund an IRA when its features, other than tax- deferral, are beneficial. It is separate from the contract’s Guaranteed Minimum Interest Rate that is effective for all contract years. The payout amount you will receive is based on your individual circumstances, the options and features you select at the time of application, and your initial premium payment. Your selection of options and features may reduce your payout amount. Spouse includes registered domestic partner, civil union partner, or party to a domestic partnership between two adults, as recognized by state law. For complete terms of the Immediate Annuity, please refer to the contract. Annuities offered by our affiliate AAA Life Insurance Company, Livonia, MI. AAA Life (CA Certificate of Authority #0. NY. AAA Life, local AAA Clubs and their agents do not provide legal, tax or financial advice. Please consult your professional advisor prior to the purchase of any contract. Contract Form Series: ICC1. SPIA- 4. 12. 0 (In OR: ICC1. ALAN- 2. 30. 29- O1.
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December 2016
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